Not-For-Profit

Community Environment & Landcare

Helping protect your organisation and its mission.

Community environment organisations, such as Landcare, play a vital role in protecting and rehabilitating Australia’s natural environment.

From tree planting and soil conservation to community education and wildlife preservation, these activities contribute to a sustainable future. At Austcover, we work hard to find an insurance solution to help safeguard your organisation.

CONTACT

Vanessa Jennings LinkedIn

Head of Portfolio
Mobile: 0411 312 832
Contact Vanessa Jennings

Gemma Kruger LinkedIn

Account Manager
Mobile: 0427 747 349
Contact Gemma Kruger

Brianna Kimball LinkedIn

Account Manager
Mobile: 0407 472 597
Contact Brianna Kimball

Understanding community environment risks

Operating a community environment organisation can involve unique challenges and legal considerations. While some organisations may have some protection from being an incorporated association, offering limited liability for members, it may not protect the organisation or individual directors in cases of proven negligence.

Therefore, appropriate insurance coverage is essential to mitigate risks such as:

  • Volunteer and employee safety: Protecting volunteers and staff is a priority. If injuries occur during activities, legal claims or compensation may follow.
  • Public Liability: Activities like tree planting or waterway rehabilitation in public spaces can result in harm to people or property, making public liability insurance crucial.

Additional risks:

  • Directors and Officers Liability: Board and committee members may face personal liability for negligent actions or decisions. This insurance protects their personal assets.
  • Professional Indemnity: For organisations employing project officers, this insurance safeguards against claims related to professional advice or services.
  • Equipment damage: Tools and machinery are vital assets that need protection against theft, damage, or loss.
  • Environmental and event risks: Natural disasters or incidents during events can lead to unforeseen expenses, making insurance coverage indispensable.
Risk & Insurance
Services
Claims management

Which types of insurance are needed?

The type of insurance required depends on your organisation’s risk profile and budget. Austcover’s experienced team can help you determine the right mix of coverage for your Landcare group. Here are key policies to consider:
Public Liability insurance
Essential for protecting against claims of negligence causing injury or property damage. Often combined with product liability insurance.
Product Liability insurance
Covers risks related to products or materials distributed by your organisation.
Volunteer Personal Accident insurance
Also known as Volunteer Workers insurance, it provides financial support for volunteers injured while working for your group.
Directors and Officers Liability insurance
Protects individual board and committee members from personal liability for negligent acts or governance issues.
Professional Indemnity insurance
Relevant for groups employing project officers, covering claims for breaches of professional duty.
Association Liability insurance
Combines Directors and Officers insurance and Professional Indemnity insurance, offering comprehensive protection for not-for-profits.
Not-For-Profit
News & Insights
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Why use an insurance broker?

Insurance can be a complex process, navigating through the various products, covers available, exclusions and confusing terminology. Having an experienced insurance broker on your side means you have a qualified professional who acts on your behalf, not for the insurer, ensuring your specific needs are assessed and you get the insurance program that works for you.

Why partner with Austcover?

Trusted expertise
With a track record of success since 1987, we’ve earned the trust of community environment organisations across Australia.
Tailored risk management and insurance
Every business has unique challenges, we work closely with you to create bespoke programs to meet your specific needs.
National reach
Our broking teams based in Brisbane, Melbourne and the Gold Coast support clients and businesses across Australia.
Proactive Approach
For us it’s not just about an insurance policy, we work with you to find ways to mitigate your risks, providing a safe and secure future for your business.