Healthcare

Allied Health professionals

Helping protect your people, assets and reputation.

At Austcover, we understand the important role that Complementary and Allied Health professionals play in supporting individual well-being.

Whether you’re a dietitian, acupuncturist, occupational therapist, or naturopath, your work brings immense value, but can also involve unique risks.

By working closely with you to find the right insurance solutions, Austcover is on your side to help safeguard your business, so you can focus on caring for your clients.

CONTACT

Vanessa Jennings LinkedIn

Head of Portfolio
Mobile: 0411 312 832

Gemma Kruger LinkedIn

Account Manager
Mobile: 0427 747 349

Why do Complementary & Allied Health professionals need insurance?

Much like preventative measures in health care, insurance is a proactive step to protect your livelihood from unexpected events. From allegations of professional negligence to damage from unforeseen incidents like storms, the right insurance can prevent sizable financial impacts and help ensure your business can continue with limited interruption.

Understanding the risks in Complementary & Allied Health

Every occupation in the Complementary and Allied Health sector carries its own set of risks. No matter which service or care you are providing, understanding these risks is essential to protecting your livelihood. Common risks include:
Professional Indemnity
Misdiagnosis, improper treatment, or unintentional negligence can lead to claims of malpractice.
Regulatory and compliance iIssues

Adherence to strict health standards is critical. Non-compliance can result in fines or loss of accreditation.

Cyber risks

Patient data breaches are becoming more frequent and costly. Ensuring your practice is safeguarded against cyber threats is non-negotiable.

Property damage and theft
Equipment such as therapy devices or IT systems are integral to your practice. Damages or theft can disrupt service continuity.
Public and Product Liability
Injuries to clients during treatments or adverse reactions to recommended products could result in costly claims.

Tailored insurance solutions for your needs

Austcover can offer a Business Pack suited to Allied Health that addresses the specific risks faced by professionals in this sector. A Business Pack combines multiple types of insurance into one policy and can be more affordable than purchasing separate policies. Policy coverage can include:

  • General Public and Product Liability: Protection against claims of injury or property damage caused during the course of your work.
  • Volunteers’ Personal Accident: Coverage for volunteers working within your practice.
  • Property Insurance: Commercial Premises: Safeguards your premises and equipment from damage or theft.
  • Business Interruption insurance: Protects your income if your practice is disrupted due to an insured event.
  • Mechanical and Electrical Equipment Breakdown: Coverage for unexpected failures of essential equipment.

Why use an insurance broker?

Insurance can be a complex process, navigating through the various products, covers available, exclusions and confusing terminology. Having an experienced insurance broker on your side means you have a qualified professional who acts on your behalf, not for the insurer, ensuring your specific needs are assessed and you get the insurance program that works for you.

Why partner with Austcover?

Trusted expertise
With a track record of success since 1987, we’ve earned the trust of Allied Health service providers across Australia.
Tailored risk management and insurance
Every business has unique challenges, we work closely with you to create bespoke programs to meet your specific needs.
National reach
Our broking teams based in Brisbane, Melbourne and the Gold Coast support clients and businesses across Australia.
Proactive Approach
For us it’s not just about an insurance policy, we work with you to find ways to mitigate your risks, providing a safe and secure future for your business.