Services - Austcover

At Austcover, we understand that leading a large commercial or corporate business requires managing complex risks and navigating dynamic market conditions. That’s why we place open, professional, and efficient communication at the heart of everything we do.

We believe in building strong, long-term partnerships that deliver tangible value, reduce misunderstandings, and foster ongoing collaboration between our businesses.

Through tailored insurance solutions, we help empower your business to operate with confidence, having peace of mind in knowing that risks are identified and managed effectively, supporting opportunities for future growth.

Corporate insurance services

For corporate and large businesses, complext risks oftern require a level of insight that goes beyond standard mitigation approaches. Austcover insurance brokers specialise in helping to design and implement risk management programs that align with your current needs and future business goals.

With deep functional and industry expertise, combined with global insurance market reach, our team thrives on tackling complex challenges. We deliver solutions that are informed by data and rooted in our commitment to building a valued relationship between our businesses.

Capabilities:

Risk scoping and analysis
Tailored program design and placement
Proactive risk control strategies
Claims management for seamless support

Risk & Insurance

Specialist industry insurance

We know that specialist industries demand in-depth expertise. Our advisers have extensive experience navigating the unique risks faced by key industry sectors, meaning your business benefits from insurance solutions backed by proven experience and designed specifically for your operating environment.

Industries we serve include:

Focused on you

We’ve built our service model to deliver ongoing value and clarity to our clients. From your initial risk assessment to claims resolution, we ensure every step is handled with care, expertise, and attention to detail.

Risk profile development

We begin with a detailed client needs analysis, reviewing your current insurance program, identifying exclusions, and addressing uninsured risks. This allows us to determine key exposures and recommend suitable coverage.

Tailored insurance program

Our recommendations are presented in a customised Insurance Manual, detailing:

Enhancements to your program
Risk management strategies
Comprehensive advice to address specific risks

Pre-Renewal review

Before renewal, we’ll meet to:

Update your needs analysis
Discuss changes in your business or risk profile
Plan your insurance requirements for the year ahead

Renewal report

Receive a comprehensive summary of updated insurance covers, new recommendations, and any additions or alterations required to keep your program effective.

Ongoing support

Our relationship doesn’t end at renewal. We’re here to provide:

Contract reviews: ensuring compliance and mitigating risk from insurance clauses in contracts.
Claims management: proactive support to guide you through claims, advocating for the right outcome aligned with policy terms.
Risk management guidance: expert advice on implementing loss control measures and helping mitigate exposures.

Our risk approach

Managing risk is about more than buying an insurance policy; it’s about understanding the unique exposures your business faces and taking a proactive approach to help mitigate them.

Our risk management framework includes:

Client needs analysis: regular reviews to ensure your policies reflect your current business operations.
Customised advice: solutions designed to meet your unique requirements and align with your risk appetite.
Negotiation of competitive premiums: our market expertise ensures value-for-money premiums and access to policies not always available to the general market.
Efficient claims service: a dedicated team focused on achieving fair and timely claims resolutions while advocating on your behalf.

Why partner with Austcover?

Your trusted adviser

As your partner, we act solely in your best interests, offering a consultative approach that prioritises transparency and accountability.

Technical expertise

Our brokers technical skill and market knowledge allow us to address your most complex risks with confidence and precision.

Confidence in market relationships

We work with financially secure insurers and encourage client-insurer collaboration to strengthen trust and mutual understanding.

Commitment to transparency

Feedback is integral to our process, ensuring that we consistently meet—and exceed—your expectations.

What does an Insurance Broker do?

The role of an insurance broker is quite simple, to help you find the right insurance policy to suit your needs. Just like an accountant or lawyer, a qualified insurance broker can provide advice, risk management strategies and present a range of insurance solutions, often tailored to your specific circumstances.

An insurance broker can take on the day-to-day management of your insurance cover, holding review and renewal meetings with you, to make sure your business assets have the right level of protection. A broker can also inform you of changes in the market that could affect your insurance premiums, and present options to help manage you business cashflow through premium funding.

Should the unexpected happen, a broker will also act as a liaison between you and the insurance company, advocating on your behalf to assist with claims being paid fully in respect to the cover taken out.

A partnership that works for you

Risk & Insurance

At Austcover, we combine expertise, personalised service, and proactive risk management to provide insurance solutions that protect your business and help support its success.

Discover how we can help you navigate risks and achieve your goals with confidence.

Our business is built around yours

Insurance broking & risk management services